:root{--black:#0B0B0B;--dark:#111111;--card:#1A1A1A;--gold:#D4AF37;--gold-light:#F4D67A;--white:#F5F5F5;--white-dim:rgba(245,245,245,0.6);--gold-gradient:linear-gradient(90deg,#F4D67A 0%,#D4AF37 100%);--gold-glow:0 0 40px rgba(212,175,55,0.25);--card-border:rgba(212,175,55,0.15)}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--black);color:var(--white);font-family:'Montserrat',sans-serif;overflow-x:hidden}
::-webkit-scrollbar{width:3px}::-webkit-scrollbar-track{background:var(--black)}::-webkit-scrollbar-thumb{background:var(--gold);border-radius:2px}

/* NAV */
nav{position:fixed;top:0;left:0;right:0;z-index:1000;height:80px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:20px;padding:0 4vw;transition:background .4s,border-color .4s;border-bottom:1px solid transparent}
nav.scrolled{background:rgba(11,11,11,0.95);backdrop-filter:blur(20px);border-bottom-color:var(--card-border)}
.nav-logo,.custom-logo-link{display:flex;align-items:center;text-decoration:none;flex-shrink:0}
.nav-logo img,.custom-logo-link img{height:auto;max-height:50px;width:auto;max-width:160px;object-fit:contain;display:block}
.nav-links{display:flex;align-items:center;gap:24px;list-style:none;justify-content:center;width:100%}
.nav-links a{color:var(--white-dim);text-decoration:none;font-size:16px;font-weight:600;letter-spacing:2px;text-transform:uppercase;transition:color .3s;position:relative;white-space:nowrap}
.nav-links a::after{content:'';position:absolute;bottom:-4px;left:0;right:0;height:1px;background:var(--gold-gradient);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.nav-links a:hover,.nav-links a.active,.nav-links li.current-menu-item a{color:var(--gold-light)}
.nav-links a:hover::after,.nav-links a.active::after,.nav-links li.current-menu-item a::after{transform:scaleX(1)}
.nav-cta{padding:10px 22px;border:1px solid var(--gold);background:transparent;color:var(--gold);font-family:'Montserrat',sans-serif;font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;transition:background .3s,color .3s,box-shadow .3s;text-decoration:none;white-space:nowrap;flex-shrink:0}
.nav-cta:hover{background:var(--gold);color:#0B0B0B;box-shadow:var(--gold-glow)}
.nav-right{display:flex;align-items:center;gap:14px;flex-shrink:0;justify-content:flex-end}
.hamburger{display:none;flex-direction:column;justify-content:center;gap:5px;background:none;border:none;padding:6px;cursor:pointer;width:36px;height:36px}
.hamburger span{display:block;width:24px;height:1.5px;background:var(--gold);transition:transform .35s ease,opacity .25s ease}
.hamburger.is-open span:nth-child(1){transform:translateY(6.5px) rotate(45deg)}
.hamburger.is-open span:nth-child(2){opacity:0;transform:scaleX(0)}
.hamburger.is-open span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg)}
.mobile-menu{display:none;position:fixed;inset:0;z-index:999;background:rgba(11,11,11,0.97);backdrop-filter:blur(20px);flex-direction:column;align-items:center;justify-content:center;gap:28px;padding:100px 40px 60px}
.mobile-menu.open{display:flex}
.mobile-menu a{font-family:'Playfair Display',serif;font-size:28px;font-weight:600;color:var(--white);text-decoration:none;text-align:center;transition:color .3s}
.mobile-menu a:hover{color:var(--gold)}
.mobile-menu .btn-primary{font-size:12px;padding:14px 40px}
.mobile-close{position:absolute;top:24px;right:5vw;background:none;border:none;cursor:pointer;font-size:32px;color:var(--white-dim);line-height:1;transition:color .3s}
.mobile-close:hover{color:var(--gold)}

/* BUTTONS */
.btn-primary{padding:15px 42px;background:var(--gold-gradient);color:#0B0B0B;font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;letter-spacing:3px;text-transform:uppercase;border:none;cursor:pointer;text-decoration:none;display:inline-block;position:relative;overflow:hidden;transition:box-shadow .3s,transform .3s}
.btn-primary::after{content:'';position:absolute;inset:0;background:rgba(255,255,255,0.15);transform:translateX(-100%) skewX(-20deg);transition:transform .5s ease}
.btn-primary:hover::after{transform:translateX(150%) skewX(-20deg)}
.btn-primary:hover{box-shadow:0 0 60px rgba(212,175,55,0.4);transform:translateY(-2px)}
.btn-outline{padding:15px 42px;border:1px solid rgba(212,175,55,0.4);color:var(--white);font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;letter-spacing:3px;text-transform:uppercase;background:transparent;cursor:pointer;text-decoration:none;display:inline-block;transition:border-color .3s,color .3s,background .3s}
.btn-outline:hover{border-color:var(--gold);color:var(--gold);background:rgba(212,175,55,0.05)}

/* REVEAL ANIMATIONS */
.reveal{opacity:0;transform:translateY(40px);transition:opacity .8s ease,transform .8s ease}
.reveal.visible{opacity:1;transform:translateY(0)}
.reveal-delay-1{transition-delay:.12s}.reveal-delay-2{transition-delay:.24s}.reveal-delay-3{transition-delay:.36s}.reveal-delay-4{transition-delay:.48s}

/* COMMON LAYOUT */
.section-pad{padding:110px 5vw}
.section-label{font-size:10px;font-weight:700;letter-spacing:5px;text-transform:uppercase;color:var(--gold);margin-bottom:16px;display:flex;align-items:center;gap:12px}
.section-label::before{content:'';display:block;width:30px;height:1px;background:var(--gold-gradient)}
.section-label.center{justify-content:center}.section-label.center::before{display:none}
.section-title{font-family:'Playfair Display',serif;font-size:clamp(34px,5vw,62px);font-weight:700;line-height:1.1;margin-bottom:20px}
.section-title em{font-style:italic;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.section-sub{font-size:14px;font-weight:300;color:var(--white-dim);line-height:1.8;max-width:560px}

/* PAGE HERO */
.page-hero{position:relative;padding:180px 5vw 110px;overflow:hidden;background:#0B0B0B}
.ph-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(212,175,55,0.04) 1px,transparent 1px),linear-gradient(90deg,rgba(212,175,55,0.04) 1px,transparent 1px);background-size:80px 80px}
.ph-orb{position:absolute;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle,rgba(212,175,55,0.1) 0%,transparent 70%);filter:blur(100px);top:-200px;right:-100px}
.ph-content{position:relative;z-index:1;max-width:860px}
.eyebrow{display:inline-flex;align-items:center;gap:12px;font-size:10px;font-weight:700;letter-spacing:5px;text-transform:uppercase;color:var(--gold);margin-bottom:24px}
.eyebrow::before,.eyebrow::after{content:'';display:block;width:30px;height:1px;background:var(--gold-gradient)}

/* HOME HERO */
#hero{position:relative;min-height:100vh;display:flex;align-items:center;justify-content:center;overflow:hidden;background:#0B0B0B}
.h-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(212,175,55,0.04) 1px,transparent 1px),linear-gradient(90deg,rgba(212,175,55,0.04) 1px,transparent 1px);background-size:80px 80px;animation:gd 20s linear infinite}
@keyframes gd{to{transform:translateY(80px)}}
.orb{position:absolute;border-radius:50%;filter:blur(120px);pointer-events:none}
.orb1{width:700px;height:700px;background:radial-gradient(circle,rgba(212,175,55,0.13) 0%,transparent 70%);top:-200px;left:-200px;animation:o1 16s ease-in-out infinite}
.orb2{width:500px;height:500px;background:radial-gradient(circle,rgba(244,214,122,0.08) 0%,transparent 70%);bottom:-100px;right:-100px;animation:o2 19s ease-in-out infinite}
@keyframes o1{0%,100%{transform:translate(0,0)}50%{transform:translate(80px,60px)}}
@keyframes o2{0%,100%{transform:translate(0,0)}50%{transform:translate(-60px,-80px)}}
.h-content{position:relative;z-index:2;text-align:center;max-width:1100px;padding:0 5vw}
.h-eyebrow{display:inline-flex;align-items:center;gap:12px;font-size:10px;font-weight:700;letter-spacing:5px;text-transform:uppercase;color:var(--gold);margin-bottom:32px;opacity:0;animation:fu .8s ease forwards .3s}
.h-eyebrow::before,.h-eyebrow::after{content:'';display:block;width:40px;height:1px;background:var(--gold-gradient)}
.h-title{font-family:'Playfair Display',serif;font-size:clamp(50px,8vw,108px);font-weight:700;line-height:1.02;margin-bottom:28px;opacity:0;animation:fu .9s ease forwards .5s}
.h-title em{font-style:italic;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.h-sub{font-size:clamp(13px,1.5vw,16px);font-weight:300;line-height:1.8;color:var(--white-dim);max-width:600px;margin:0 auto 52px;opacity:0;animation:fu .9s ease forwards .75s}
.h-ctas{display:flex;gap:20px;justify-content:center;flex-wrap:wrap;opacity:0;animation:fu .9s ease forwards .95s}
.h-scroll{position:absolute;bottom:40px;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:10px;z-index:2;opacity:0;animation:fu .9s ease forwards 1.3s}
.h-scroll span{font-size:9px;letter-spacing:4px;text-transform:uppercase;color:var(--white-dim)}
.sl{width:1px;height:52px;background:linear-gradient(to bottom,var(--gold),transparent);animation:slp 2s ease-in-out infinite}
@keyframes slp{0%,100%{opacity:.4;transform:scaleY(.8)}50%{opacity:1;transform:scaleY(1)}}
@keyframes fu{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}

/* STATS */
.stats-wrap{background:var(--dark);border-top:1px solid var(--card-border);border-bottom:1px solid var(--card-border)}
.stats-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr)}
.stat-item{padding:65px 36px;text-align:center;border-right:1px solid var(--card-border);position:relative;overflow:hidden}
.stat-item:last-child{border-right:none}
.stat-item::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at center,rgba(212,175,55,0.05) 0%,transparent 70%);opacity:0;transition:opacity .4s}
.stat-item:hover::before{opacity:1}
.stat-num{font-family:'Playfair Display',serif;font-size:clamp(38px,5vw,68px);font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;line-height:1}
.stat-sfx{font-size:24px;font-weight:300;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.stat-lbl{font-size:10px;font-weight:600;letter-spacing:3px;text-transform:uppercase;color:var(--white-dim);margin-top:12px}
.stat-dsc{font-size:12px;color:rgba(245,245,245,.35);margin-top:6px}

/* SERVICES GRID (home) */
.svc-head{text-align:center;max-width:700px;margin:0 auto 80px}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--card-border);max-width:1200px;margin:0 auto;border:1px solid var(--card-border)}
.svc-card{background:var(--dark);padding:50px 42px;position:relative;overflow:hidden;transition:background .4s}
.svc-card::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(212,175,55,0.06) 0%,transparent 60%);opacity:0;transition:opacity .4s}
.svc-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:var(--gold-gradient);transform:scaleX(0);transform-origin:left;transition:transform .5s}
.svc-card:hover{background:#161616}.svc-card:hover::before{opacity:1}.svc-card:hover::after{transform:scaleX(1)}
.svc-icon{width:50px;height:50px;margin-bottom:26px;border:1px solid var(--card-border);display:flex;align-items:center;justify-content:center;transition:border-color .3s,box-shadow .3s}
.svc-card:hover .svc-icon{border-color:var(--gold);box-shadow:var(--gold-glow)}
.svc-name{font-family:'Playfair Display',serif;font-size:21px;font-weight:600;margin-bottom:13px;transition:color .3s}
.svc-card:hover .svc-name{color:var(--gold-light)}
.svc-desc{font-size:13px;font-weight:300;color:var(--white-dim);line-height:1.7}
.svc-lnk{display:inline-flex;align-items:center;gap:8px;margin-top:26px;font-size:10px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--gold);text-decoration:none;transition:gap .3s}
.svc-card:hover .svc-lnk{gap:14px}

/* TESTIMONIALS MARQUEE */
.testi-wrap{overflow:hidden}
.testi-track{display:flex;gap:24px;animation:st 40s linear infinite;width:max-content}
.testi-track:hover{animation-play-state:paused}
@keyframes st{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.tc{width:400px;flex-shrink:0;background:var(--dark);border:1px solid var(--card-border);padding:40px;position:relative}
.tc::before{content:'"';position:absolute;top:20px;right:28px;font-family:'Playfair Display',serif;font-size:72px;font-weight:700;line-height:1;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;opacity:.25}
.tc-stars{color:var(--gold);font-size:13px;margin-bottom:20px}
.tc-text{font-family:'Playfair Display',serif;font-size:15px;font-style:italic;line-height:1.7;margin-bottom:28px}
.tc-div{height:1px;background:var(--card-border);margin-bottom:20px}
.tc-author{display:flex;align-items:center;gap:14px}
.tc-av{width:42px;height:42px;border-radius:50%;background:var(--gold-gradient);display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#0B0B0B;flex-shrink:0}
.tc-name{font-size:14px;font-weight:600}
.tc-role{font-size:11px;color:var(--gold);letter-spacing:1px;margin-top:2px}

/* CTA BAND */
.cta-band{background:var(--dark);border-top:1px solid var(--card-border);padding:100px 5vw;text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at center,rgba(212,175,55,0.06) 0%,transparent 70%)}
.cta-band h2{font-family:'Playfair Display',serif;font-size:clamp(34px,5vw,64px);font-weight:700;max-width:800px;margin:0 auto 20px;position:relative;z-index:1}
.cta-band h2 em{font-style:italic;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.cta-band p{font-size:14px;color:var(--white-dim);max-width:500px;margin:0 auto 44px;line-height:1.8;position:relative;z-index:1}
.cta-band-btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;position:relative;z-index:1}

/* ABOUT - mission, values, team, timeline */
.mission-wrap{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}
.mquote{font-family:'Playfair Display',serif;font-size:clamp(20px,2.5vw,34px);font-style:italic;line-height:1.5;position:relative;padding-left:36px}
.mquote::before{content:'';position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--gold-gradient)}
.val-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;max-width:1200px;margin:0 auto}
.val-card{background:var(--dark);border:1px solid var(--card-border);padding:44px;position:relative;overflow:hidden;transition:border-color .3s,transform .4s}
.val-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:var(--gold-gradient);transform:scaleX(0);transform-origin:left;transition:transform .5s}
.val-card:hover{border-color:rgba(212,175,55,.35);transform:translateY(-4px)}.val-card:hover::after{transform:scaleX(1)}
.val-icon{width:50px;height:50px;border:1px solid var(--card-border);display:flex;align-items:center;justify-content:center;margin-bottom:22px;transition:border-color .3s,box-shadow .3s}
.val-card:hover .val-icon{border-color:var(--gold);box-shadow:var(--gold-glow)}
.val-name{font-family:'Playfair Display',serif;font-size:21px;font-weight:600;margin-bottom:12px}
.val-desc{font-size:13px;color:var(--white-dim);line-height:1.7}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1200px;margin:0 auto}
.team-card{background:var(--dark);border:1px solid var(--card-border);overflow:hidden;transition:border-color .3s,transform .4s}
.team-card:hover{border-color:rgba(212,175,55,.35);transform:translateY(-6px)}
.team-img{height:220px;background:linear-gradient(135deg,#1a1a1a,#0b0b0b);display:flex;align-items:center;justify-content:center;position:relative;overflow:hidden}
.team-img::before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(212,175,55,0.05) 1px,transparent 1px),linear-gradient(90deg,rgba(212,175,55,0.05) 1px,transparent 1px);background-size:30px 30px}
.team-init{position:relative;z-index:1;font-family:'Playfair Display',serif;font-size:50px;font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.team-body{padding:28px 30px}
.team-name{font-family:'Playfair Display',serif;font-size:19px;font-weight:600;margin-bottom:4px;transition:color .3s}
.team-card:hover .team-name{color:var(--gold-light)}
.team-role{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}
.team-bio{font-size:13px;color:var(--white-dim);line-height:1.7}
.tl{max-width:800px;margin:0 auto;position:relative}
.tl::before{content:'';position:absolute;left:50%;top:0;bottom:0;width:1px;background:var(--card-border)}
.tl-row{display:grid;grid-template-columns:1fr 60px 1fr;margin-bottom:60px;align-items:center}
.tl-left{text-align:right;padding-right:36px}
.tl-right{padding-left:36px}
.tl-dot{width:14px;height:14px;border-radius:50%;background:var(--gold);justify-self:center;box-shadow:0 0 20px rgba(212,175,55,0.5)}
.tl-year{font-family:'Playfair Display',serif;font-size:32px;font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;line-height:1;margin-bottom:6px}
.tl-title{font-family:'Playfair Display',serif;font-size:17px;font-weight:600;margin-bottom:7px}
.tl-desc{font-size:13px;color:var(--white-dim);line-height:1.6}

/* SERVICES PAGE - rows */
.svc-full{display:flex;flex-direction:column;max-width:1200px;margin:0 auto}
.svc-row{display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid var(--card-border)}
.svc-row:last-child{border-bottom:none}
.svc-row-img{background:var(--card);border-right:1px solid var(--card-border);display:flex;align-items:center;justify-content:center;padding:80px 60px;position:relative;overflow:hidden;min-height:380px}
.svc-row-img::before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(212,175,55,0.05) 1px,transparent 1px),linear-gradient(90deg,rgba(212,175,55,0.05) 1px,transparent 1px);background-size:40px 40px}
.svc-row-icon{position:relative;z-index:1;width:90px;height:90px;border:1px solid var(--card-border);display:flex;align-items:center;justify-content:center}
.svc-row-body{padding:64px 56px;display:flex;flex-direction:column;justify-content:center}
.svc-row-num{font-family:'Playfair Display',serif;font-size:56px;font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;line-height:1;margin-bottom:14px;opacity:.25}
.svc-row-name{font-family:'Playfair Display',serif;font-size:clamp(22px,3vw,34px);font-weight:700;margin-bottom:18px}
.svc-row-desc{font-size:14px;font-weight:300;color:var(--white-dim);line-height:1.8;margin-bottom:24px}
.svc-feats{list-style:none;display:flex;flex-direction:column;gap:11px;margin-bottom:32px}
.svc-feats li{display:flex;align-items:center;gap:12px;font-size:13px;color:var(--white-dim)}
.svc-feats li::before{content:'';display:block;width:20px;height:1px;background:var(--gold-gradient);flex-shrink:0}
.svc-row:nth-child(even) .svc-row-img{order:2;border-right:none;border-left:1px solid var(--card-border)}
.proc-grid{display:grid;grid-template-columns:repeat(4,1fr);max-width:1200px;margin:0 auto;border:1px solid var(--card-border)}
.proc-step{padding:50px 38px;border-right:1px solid var(--card-border)}
.proc-step:last-child{border-right:none}
.proc-num{font-family:'Playfair Display',serif;font-size:60px;font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;opacity:.25;line-height:1;margin-bottom:18px}
.proc-name{font-family:'Playfair Display',serif;font-size:19px;font-weight:600;margin-bottom:11px}
.proc-desc{font-size:13px;color:var(--white-dim);line-height:1.7}

/* CALCULATOR */
.calc-wrap{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.calc-panel{background:var(--dark);border:1px solid var(--card-border);padding:48px}
.calc-results{background:var(--dark);border:1px solid var(--card-border);padding:48px;position:sticky;top:100px}
.calc-ptitle{font-family:'Playfair Display',serif;font-size:22px;font-weight:700;margin-bottom:32px;padding-bottom:20px;border-bottom:1px solid var(--card-border)}
.range-wrap{margin-top:4px}
input[type=range]{width:100%;-webkit-appearance:none;height:2px;background:var(--card-border);outline:none;margin-top:14px;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--gold);cursor:pointer;border:2px solid #0B0B0B;box-shadow:0 0 10px rgba(212,175,55,0.4)}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--gold);cursor:pointer;border:2px solid #0B0B0B}
.range-val{font-family:'Playfair Display',serif;font-size:26px;font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;margin-top:8px}
.res-big{text-align:center;padding:32px 0;border-bottom:1px solid var(--card-border);margin-bottom:28px}
.res-big-label{font-size:10px;letter-spacing:3px;text-transform:uppercase;color:var(--white-dim);margin-bottom:8px}
.res-big-val{font-family:'Playfair Display',serif;font-size:46px;font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;line-height:1}
.res-big-sub{font-size:11px;color:var(--white-dim);margin-top:8px}
.res-row{display:flex;justify-content:space-between;align-items:center;padding:13px 0;border-bottom:1px solid rgba(212,175,55,0.08)}
.res-row:last-of-type{border-bottom:none}
.res-rl{font-size:12px;color:var(--white-dim)}
.res-rv{font-size:13px;font-weight:600;color:var(--gold-light)}
.tab-row{display:flex;border:1px solid var(--card-border);max-width:1100px;margin:0 auto 44px}
.tab-btn{flex:1;padding:14px;background:transparent;border:none;border-right:1px solid var(--card-border);color:var(--white-dim);font-family:'Montserrat',sans-serif;font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;cursor:pointer;transition:background .3s,color .3s}
.tab-btn:last-child{border-right:none}
.tab-btn.active{background:rgba(212,175,55,0.1);color:var(--gold)}
.tab-content{display:none}.tab-content.active{display:block}
.amort-wrap{overflow-x:auto;max-width:1100px;margin:0 auto}
.amort-wrap table{width:100%;border-collapse:collapse}
.amort-wrap th{background:var(--dark);padding:15px 18px;text-align:left;font-size:10px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);border-bottom:1px solid var(--card-border);font-weight:600}
.amort-wrap td{padding:13px 18px;font-size:13px;color:var(--white-dim);border-bottom:1px solid rgba(212,175,55,0.06)}
.amort-wrap tr:hover td{background:rgba(212,175,55,0.03);color:var(--white)}

/* FORM FIELDS */
.f-group{margin-bottom:20px}
.f-label{font-size:10px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--white-dim);margin-bottom:10px;display:block}
.f-input,.f-select,.f-textarea{width:100%;background:var(--dark);border:1px solid var(--card-border);color:var(--white);padding:15px 18px;font-family:'Montserrat',sans-serif;font-size:13px;outline:none;transition:border-color .3s,box-shadow .3s}
.f-input::placeholder,.f-textarea::placeholder{color:rgba(245,245,245,.25)}
.f-input:focus,.f-select:focus,.f-textarea:focus{border-color:var(--gold);box-shadow:0 0 20px rgba(212,175,55,0.1)}
.f-select{appearance:none;cursor:pointer}
.f-textarea{resize:vertical;min-height:130px}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.f-note{font-size:11px;color:rgba(245,245,245,.3);line-height:1.6;margin-bottom:20px}
.form-msg{padding:16px 20px;margin-bottom:20px;font-size:13px;display:none}
.form-msg.success{background:rgba(76,175,80,0.1);border:1px solid rgba(76,175,80,0.4);color:#81c784;display:block}
.form-msg.error{background:rgba(239,83,80,0.1);border:1px solid rgba(239,83,80,0.4);color:#e57373;display:block}

/* PORTFOLIO */
.port-hero-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1200px;margin:0 auto}
.port-card{position:relative;overflow:hidden;border:1px solid var(--card-border);background:var(--dark);transition:transform .4s,border-color .3s}
.port-card:hover{transform:translateY(-6px);border-color:rgba(212,175,55,.4)}
.port-img{position:relative;height:260px;overflow:hidden}
.port-img img{width:100%;height:100%;object-fit:cover;display:block;filter:saturate(0.85) brightness(0.85);transition:transform .6s,filter .4s}
.port-card:hover .port-img img{transform:scale(1.08);filter:saturate(1) brightness(0.95)}
.port-img::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,11,11,0) 40%,rgba(11,11,11,0.9) 100%)}
.port-tag{position:absolute;top:18px;left:18px;z-index:2;background:rgba(11,11,11,0.7);border:1px solid var(--gold);color:var(--gold-light);font-size:9px;font-weight:700;letter-spacing:2px;text-transform:uppercase;padding:6px 14px;backdrop-filter:blur(6px)}
.port-body{padding:30px 28px}
.port-name{font-family:'Playfair Display',serif;font-size:21px;font-weight:700;margin-bottom:10px}
.port-desc{font-size:13px;color:var(--white-dim);line-height:1.7;margin-bottom:20px}
.port-stats{display:flex;justify-content:space-between;padding-top:18px;border-top:1px solid var(--card-border)}
.port-stat-val{font-family:'Playfair Display',serif;font-size:19px;font-weight:700;color:var(--gold-light)}
.port-stat-lbl{font-size:9px;letter-spacing:2px;text-transform:uppercase;color:var(--white-dim);margin-top:3px}
.alloc-wrap{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.alloc-legend{display:flex;flex-direction:column;gap:16px}
.alloc-item{display:flex;align-items:center;gap:16px}
.alloc-dot{width:12px;height:12px;border-radius:50%;flex-shrink:0}
.alloc-label{font-size:13px;color:var(--white-dim);flex:1}
.alloc-pct{font-size:13px;font-weight:600;color:var(--white)}
.risk-grid{display:grid;grid-template-columns:repeat(3,1fr);max-width:1200px;margin:0 auto;border:1px solid var(--card-border)}
.risk-card{padding:48px 40px;border-right:1px solid var(--card-border);text-align:center}
.risk-card:last-child{border-right:none}
.risk-name{font-family:'Playfair Display',serif;font-size:21px;font-weight:700;margin-bottom:15px}
.risk-desc{font-size:13px;color:var(--white-dim);line-height:1.7;margin-bottom:26px}
.risk-bar-wrap{height:4px;background:rgba(212,175,55,0.1);border-radius:2px;margin-bottom:24px}
.risk-bar{height:4px;background:var(--gold-gradient);border-radius:2px}
.risk-ret{font-family:'Playfair Display',serif;font-size:34px;font-weight:700;background:var(--gold-gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.risk-ret-lbl{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--white-dim);margin-top:4px}

/* FAQS */
.faq-wrap{max-width:850px;margin:0 auto}
.faq-cat-label{font-size:10px;font-weight:700;letter-spacing:4px;text-transform:uppercase;color:var(--gold);margin:48px 0 20px;display:flex;align-items:center;gap:12px}
.faq-cat-label:first-child{margin-top:0}
.faq-cat-label::before{content:'';display:block;width:24px;height:1px;background:var(--gold-gradient)}
.faq-item{border:1px solid var(--card-border);background:var(--dark);margin-bottom:14px;overflow:hidden;transition:border-color .3s}
.faq-item:hover{border-color:rgba(212,175,55,0.3)}
.faq-q{padding:24px 28px;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-family:'Playfair Display',serif;font-size:16px;font-weight:600;gap:20px}
.faq-q-icon{width:28px;height:28px;border:1px solid var(--card-border);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .3s,border-color .3s;color:var(--gold);font-size:14px}
.faq-item.open .faq-q-icon{transform:rotate(45deg);border-color:var(--gold)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease}
.faq-a-inner{padding:0 28px 26px;font-size:14px;color:var(--white-dim);line-height:1.8}
.faq-cta{text-align:center;max-width:600px;margin:80px auto 0;padding:48px;background:var(--card);border:1px solid var(--card-border)}

/* CONTACT */
.contact-wrap{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:start}
.c-detail{display:flex;gap:18px;align-items:flex-start;margin-bottom:26px}
.c-detail-icon{width:42px;height:42px;flex-shrink:0;border:1px solid var(--card-border);display:flex;align-items:center;justify-content:center;transition:border-color .3s}
.c-detail:hover .c-detail-icon{border-color:var(--gold)}
.c-detail-lbl{font-size:10px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:4px}
.c-detail-val{font-size:14px;color:var(--white-dim)}
.form-box{background:var(--card);border:1px solid var(--card-border);padding:48px}
.offices-grid{display:grid;grid-template-columns:repeat(4,1fr);max-width:1200px;margin:0 auto;border:1px solid var(--card-border)}
.office{padding:40px 32px;border-right:1px solid var(--card-border);transition:background .3s}
.office:last-child{border-right:none}
.office:hover{background:rgba(212,175,55,0.03)}
.office-city{font-family:'Playfair Display',serif;font-size:21px;font-weight:700;margin-bottom:6px}
.office-role{font-size:9px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:18px}
.office-detail{font-size:13px;color:var(--white-dim);line-height:1.8}

/* FOOTER */
footer{background:#0B0B0B;border-top:1px solid var(--card-border);padding:70px 5vw 36px}
.footer-inner{max-width:1200px;margin:0 auto}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:50px;padding-bottom:60px;border-bottom:1px solid var(--card-border)}
.footer-logo,.footer-logo a{display:flex;align-items:center}
.footer-logo img,.custom-logo-link img{height:auto;max-height:38px;width:auto;max-width:160px;object-fit:contain;display:block}
.footer-tagline{font-size:13px;font-weight:300;color:var(--white-dim);line-height:1.7;margin-top:18px;max-width:280px}
.footer-col-title{font-size:10px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:22px}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:13px}
.footer-links a{color:var(--white-dim);text-decoration:none;font-size:13px;transition:color .3s}
.footer-links a:hover{color:var(--gold-light)}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:30px;flex-wrap:wrap;gap:16px}
.footer-copy{font-size:11px;color:rgba(245,245,245,0.3);letter-spacing:1px}
.footer-socials{display:flex;gap:10px}
.footer-social{width:36px;height:36px;border:1px solid var(--card-border);display:flex;align-items:center;justify-content:center;text-decoration:none;transition:border-color .3s,background .3s}
.footer-social:hover{border-color:var(--gold);background:rgba(212,175,55,0.1)}
.footer-social svg{width:14px;height:14px;fill:var(--white-dim);transition:fill .3s}
.footer-social:hover svg{fill:var(--gold)}

/* RESPONSIVE */
@media(max-width:1100px){.footer-top{grid-template-columns:1fr 1fr;gap:40px}}
@media(max-width:1024px){
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .mission-wrap{grid-template-columns:1fr;gap:60px}
  .val-grid{grid-template-columns:1fr}
  .team-grid{grid-template-columns:repeat(2,1fr)}
  .svc-row{grid-template-columns:1fr}
  .svc-row-img{min-height:220px;order:0!important;border-right:none;border-bottom:1px solid var(--card-border)}
  .svc-row:nth-child(even) .svc-row-img{border-left:none}
  .proc-grid{grid-template-columns:repeat(2,1fr)}
  .proc-step:nth-child(2){border-right:none}
  .proc-step:nth-child(3){border-top:1px solid var(--card-border)}
  .proc-step:nth-child(4){border-right:none;border-top:1px solid var(--card-border)}
  .calc-wrap{grid-template-columns:1fr}.calc-results{position:static}
  .port-hero-grid{grid-template-columns:repeat(2,1fr)}
  .alloc-wrap{grid-template-columns:1fr;gap:50px}
  .risk-grid{grid-template-columns:1fr}.risk-card{border-right:none;border-bottom:1px solid var(--card-border)}
  .contact-wrap{grid-template-columns:1fr;gap:60px}
  .offices-grid{grid-template-columns:repeat(2,1fr)}
  .office:nth-child(2){border-right:none}
  .office:nth-child(3){border-top:1px solid var(--card-border)}
  .office:nth-child(4){border-right:none;border-top:1px solid var(--card-border)}
}
@media(max-width:768px){
  .nav-links{display:none}.hamburger{display:flex}.nav-cta{display:none}
  .section-pad{padding:80px 5vw}
  .page-hero{padding:140px 5vw 80px}
  .stats-inner{grid-template-columns:1fr}
  .stat-item{border-right:none;border-bottom:1px solid var(--card-border)}
  .svc-grid{grid-template-columns:1fr}
  .team-grid{grid-template-columns:1fr}
  .tl::before{left:20px}
  .tl-row{grid-template-columns:40px 1fr;gap:20px}
  .tl-left{display:none}.tl-dot{justify-self:start}
  .proc-grid{grid-template-columns:1fr}
  .proc-step{border-right:none;border-bottom:1px solid var(--card-border)}
  .svc-row-body{padding:40px 30px}
  .port-hero-grid{grid-template-columns:1fr}
  .tab-btn{font-size:9px;letter-spacing:1px;padding:12px 8px}
  .offices-grid{grid-template-columns:1fr}
  .office{border-right:none;border-bottom:1px solid var(--card-border)}
  .footer-top{grid-template-columns:1fr 1fr}
  .f-row{grid-template-columns:1fr}
}